We are defined by our people and we’ve attracted some of the best in the business. Each member of our team has exceptional knowledge and unique experience, which is shared among their colleagues, at speaking engagements and most importantly with our clients.
Consultant, Lender Insurance Services
Director, Operations and Business Development
Senior Manager, Risk & Insurance Services
Chief Executive Officer
Manager, Lender Insurance Services
Director, Lender Insurance Services
Consultant, Major Projects
Director, Construction and Infrastructure
Senior Vice President
Risk Consultant, Lender Insurance Services
Junior Risk Analyst, Risk and Insurance Services
Risk Management Consultant, Lender Insurance Services
Senior Consultant, Major Projects
Manager, Risk & Insurance Services
Director, Risk & Insurance Services
Risk Analyst, Lender Insurance Services
Managing Director, Head of Risk & Insurance Services
Department Manager, Insurance Tracking
Amina joined the INTECH Europe team in August 2021. She is fluent in English, German, Bosnian, Italian and working towards her proficiency in Norwegian.
As an Administrative Assistant at INTECH, Amina provides administrative support to help ensure efficient and smooth day-to-day operations of the office. With years of customer service experience, Amina supports individuals and the team through a variety of tasks related to organization and communication.
Amina is in the process of obtaining a Bachelor’s degree in English and American Studies at the University of Klagenfurt and afterwards hopes to continue into the Master’s program.
Joining the INTECH Europe team in November 2020, Chris brought with him more than 15 years experience in numerous sectors; including education, corporate and retail sales, customer success, as well as the construction and automotive industries. Prior to joining INTECH, he taught English in the public school system in Austria.
At INTECH, Chris is part of the Lenders Insurance Advisory team and is responsible for performing insurance reviews for various financial institutions and is in charge of evaluating the insurance requirements for financing to ensure compliance to lenders’ insurance requirements prior to funding of Real Estate and Construction projects in the UK and across the EU.
Chris holds bachelor degrees from Lipscomb University in both Political Science and German along with a master’s degree in Teaching Foreign Language with an emphasis in German from Middle Tennessee State University. He is fluent in both English and German.
Daniella Vidal is INTECH’s Marketing and Operations Director. Daniella brings to INTECH passion for organization and business development through marketing and internal management.
Daniella is responsible for developing INTECH’s industry exposure and ensuring client relationships are well nurtured and maintained. She oversees the marketing and communication initiatives of the company and advises INTECH staff on how to develop and retain client relationships in the industry. Daniella plans and develops the marketing initiatives of the company to generate corporate exposure by identifying new opportunities in the industry and communicating company achievements where applicable. She manages public relations interactions with 3rd parties to ensure INTECH’s presence in the Infrastructure and Project Finance industry is properly acknowledged and maintained
As part of her internal duties, Daniella is responsible for managing the day to day operations of INTECH. She maintains the team’s efficiency by planning and implementing processes to ensure employee satisfaction is achieved and productivity is maximized. In addition, Daniella is responsible for coordinating Infrastructure and Project Finance transactions. She organizes and controls all project activities internally to ensure workloads are distributed evenly and effectively.
Daniella has been part of the INTECH team for 10 years. She attended Wilfrid Laurier University, where she obtained a joint Honours Degree in Communication Studies and Spanish Studies. While in university, Daniella obtained the Certificado Básico de Español de los Negocios from the Cámara Oficial de Comercio e Industria de Madrid, giving her the capabilities to conduct business at a high level in both English and Spanish. She has her Certificate in Project Management from the University of Toronto School of Continuing Studies and wishes to obtain her Project Management Designation (PMP) in the near future.
Emily Hamilton, Senior Manager of the Risk & Insurance Services team, brings to INTECH an extensive, cross-industrial experience in Professional Services, focused on the areas of Project Management, Risk Management, and Organizational Communications.
Emily’s extensive background in communications as well as her expertise in corporate risk management makes her an excellent addition to our Risk & Insurance Services team. She is responsible for providing services and guidance in a professional manner to clients on insurance and risk management matters, as well as coaching and supporting her team.
Emily’s role at INTECH is to manage the day-to-day requirements of Risk & Insurance Services clients, as well as review and negotiate insurance renewals, contracts, leases, and other material agreements using INTECH's standards. Emily strives to maintain pro-active working relationships with RIS clients, lenders and solicitors by anticipating their needs and responding to questions and issues thereby ensuring the continuation of INTECH’s strong client relationships.
Prior to joining INTECH, Emily worked as a Risk Manager at The Bank of Nova Scotia in the Corporate Risk Management & Insurance department.
Emily holds an Honors Bachelor of Arts degree with a specialization in Communications from the University of Ottawa, a Canadian Risk Management (CRM) designation from the University of Toronto’s School of Continuing Studies, and has successfully completed her Chartered Insurance professional (CIP) designation through the Insurance Institute of Canada. Emily is a member of the Global Risk Management Institute (GRMI) and an associate member of the Risk Management Consultants of Ontario (RMCO) organization.
Fraser holds a Bachelor of Arts from the University of Toronto, Trinity College, and a Canadian Risk Management (CRM) designation from the University of Toronto’s School of Continuing Studies. He is also a licensed insurance broker through the Registered Insurance Brokers of Ontario and is a member of the Global Risk Management.
Fraser joined INTECH in 2005, after working as an insurance and financial analyst in the Surety and Construction Services Division of Aon Reed Stenhouse. Since then, Fraser has gained considerable experience advising Lenders on insurance matters related to a variety of transaction types, including Commercial Mortgages, Public Private Partnerships, Commercial Mortgage Backed Securities, Mergers and Acquisitions, Construction and Project Finance. He also acts as an outsourced Risk Manager to a number of prominent real estate owners and developers, where he consults on issues such as claims management, broker services, insurance program design, contractual risk transfer and alternative risk financing, among others. More recently, Fraser has also been engaged to advise companies in the Healthcare, Renewable Energy and Education sectors on insurance and risk management issues, where he has helped companies reduce their cost of risk, while also improving their ability to both manage and finance that risk.
In addition to the work he does for clients, Fraser also actively participates in the furthering of risk management education in the financial services and commercial real estate industries, where he regularly speaks at industry events and conducts private seminars for Lenders, Lawyers, Contractors and Developers.
Gordon Tulloch, Manager of the Lender Insurance Services team, brings to INTECH strong technical knowledge of the commercial insurance market.
Gordon’s international background in commercial insurance are a great addition to our Lender Insurance Services team. He supports senior management in the provision of lender insurance advisory and due diligence services to commercial banking and commercial mortgage clients.
Gordon is responsible for identifying risk exposures inherent in a commercial transaction and designing additional insurance requirements to address the exposures. He also reviews, negotiates and critiques insurance and indemnity provisions in contracts, including leases, construction contracts and other material agreements on behalf of clients.
Prior to joining INTECH, Gordon worked in Scotland, offering both insurance and risk management advice. He worked as an Insurance Administrative Assistant, where he quickly progressed to Risk Analyst.
Gordon holds a BA in Risk Management, a Certificate of Insurance from Chartered Insurance Institute (CII) in the U.K, and is a member of the Board of Certified Safety Professionals.
Heather Chatham, Senior Manager of the Lenders Insurance Services team, brings to INTECH over 25 years of industry experience primarily as a commercial insurance broker.
Heather's technical understanding of commercial insurance programs and the insurance
marketplace are a great asset to INTECH’s Lenders Insurance Services division. She provides insurance due diligence and advisory services to commercial banking clients in both Canada and the United States. Heather is responsible for managing large lender accounts. Heather reviews and negotiates contractual insurance requirements, evaluates the borrower’s insurance programs and identifies gaps in coverage to advise clients through commercial mortgage transactions.
Prior to joining INTECH, Heather worked at Thistle Underwriting, a division of JLT, as Team Lead for Commercial Property and Casualty business. Prior to that, Heather worked for over 12 years at Jones Brown where she managed the commercial portfolio in a management position with 4 Commercial Account Managers which included US and Canadian business. Heather was responsible for overseeing the profitability of the department, claims, and retention. Prior to that, Heather held Commercial Account positions with Stevenson & Hunt, BF Lorenzetti and Sinclair-Cockburn.
Heather is licenced by Registered Insurance Broker of Ontario (RIBO) in Ontario, AIC in Alberta and ICBC in British Columbia. She is currently working towards her Canadian Risk Management (CRM) designation.
Kate Prendergast, Consultant joined the INTECH Europe team in March 2018. She is fluent in English, Gaelic and has working knowledge of German. Kate brings years of experience in customer service to the team.
At INTECH, Kate is part of the Major Projects team and is responsible for assisting senior management with the administration of large accounts, the review of initial insurance policies and communicating with clients, insurance representatives and brokers to ensure that insurance needs are being met.
Kate’s background in customer service and studies in both Austria and Ireland of International Commerce make her a great addition to the team. She provides support to senior consultants on P3 projects including those in the energy and infrastructure sector and in the review of contracts, construction agreements and leases.
Kelly Parker brings more than 30 years of experience in the construction insurance and surety industry to her clients. She has served the industry as an underwriter, broker and client executive and has been involved in a wide range of construction association and education activities.
Kelly has advised Owners, Lenders and Contractors on managing the risks associated with complex construction and infrastructure projects including Confederation Bridge, Canada’s first P3 project, along with other mass transit, highway and social infrastructure projects. She has also developed innovative solutions to help clients and projects become more successful.
A past Director of the Toronto Construction Association, the Construction Financial Management Association and the Canadian Construction Association, Kelly has chaired numerous committees, spoken at industry events, and written articles on matters in relation to construction insurance/surety.
Kelly holds a Bachelor of Arts degree from York University and is a licensed insurance broker through the Registered Insurance Brokers of Ontario.
Lisa is a graduate of the University of Western Ontario (B.A.). She is licensed by the Registered Insurance Brokers of Ontario and holds a Canadian Risk Management (CRM) designation. Lisa conducts seminars in Canada for INTECH clients on Insurance and Indemnification Clauses in leases and other contracts.
Lisa brings over 30 years of expertise in the Insurance industry to INTECH. Her current consulting focuses on the analysis of insurance clauses in credit agreements and/or trust indentures; lease agreements; construction and/or management contracts; and other material contracts relative to Real Estate transactions. She assists in the drafting of insurance and indemnification language in contracts, review of insurance coverage and policy wordings, special risks analysis (including but not limited to environmental, aviation and nuclear risks) and providing advice and/or consulting services on various general insurance matters. Lisa provides insurance consulting services on behalf of Lenders for various Private Public Partnerships (PPP) projects in Alberta, British Columbia, Ontario and Quebec.
Prior to joining INTECH in 1994, Lisa worked as Assistant Risk Manager and Risk Manager for two major real estate companies based in Toronto. For over 18 years, Lisa’s main focus has been to provide insurance consulting services on behalf of Lenders and Owners/Developers for Canadian and U.S. Real Estate transactions. These included operational and construction risks for vacant land, sports stadiums and power production facilities.
Luis Vidal is one of our Risk Consultants in the Lenders Insurance Services team. He brings over 25 years of industry experience handling insurance programs for profit and non-for-profit organizations in local and international markets.
At INTECH, Luis provides insurance due diligence and advisory services to commercial lenders in both Canada and the United States. He reviews and negotiates contractual insurance requirements, evaluates the borrower’s insurance programs, and identifies gaps in coverage to advise clients through commercial mortgage transactions.
Prior to joining INTECH, Luis worked in the Mining, Power, and Utilities division of Marsh Canada. He has extensive experience working in the mining industry; having reviewed and placed multinational mining insurance programs for underground and open pit exposures and dealing with local legislation, taxation, and insurance companies’ capacities. Prior to his transition to the Mining, Power, and Utilities department, Luis worked in the Healthcare and Life Sciences at Marsh Canada and at HIROC, the largest Health Reciprocal in Canada.
Luis is licensed by Registered Insurance Broker of Ontario (RIBO) in Ontario.
Nicholas Mueller is a Junior Risk Analyst with the Risk and Insurance Services (RIS) division and brings a keen eye for attention to detail to the INTECH team.
Nicholas aids clients with their risk and insurance needs. As a Junior Risk Analyst, Nicholas is responsible for ensuring the RIS team has all the necessary information and tools required to advise clients in an accurate and effective manner. Nicholas plays a key role in the day-to-day operations of the RIS team by providing administrative support on client accounts.
In Nicholas’s previous role with INTECH, he was responsible for the administration and tracking of Infrastructure and Project Finance transactions. Nicholas also focused on the operations and IT systems of INTECH, ensuring that INTECH could operate effectively and efficiently by implementing IT processes.
Nicholas joined the INTECH team in the beginning of 2021. Prior to joining INTECH, Nicholas attended Wilfrid Laurier University where he obtained his degree in Economics and Finance. While attending university, Nicholas was heavily involved in the school community as a student representative for both the Lazaridis School of Business and Economics Council and the Economics Department Council. Furthermore, Nicholas also held a Vice-President position for the Laurier Economics Club in his final year of studies. Nicholas is currently working towards obtaining his CFA and CRM designations.
Ning holds a B.A. from China Youth University for Political Science and a diploma in Mastery of Business Administration (Certificat d’aptitude à l’administration des entreprises; CAAE-DESS) from IAE Poitier University (France). She is a licensed Insurance Broker under the Registered Insurance Brokers of Ontario, a Chartered Insurance Professional (CIP) and holds a Canadian Risk Management (CRM) designation. Ning speaks English, French, Mandarin and Cantonese and is involved in Chinese Market research, communication and development.
Ning joined INTECH Risk Management as Risk Management Consultant in 2001. She currently performs insurance reviews for a number of large financial institutions and is in charge of evaluating the insurance requirements for financing in order to ensure compliance to lenders’ insurance requirements prior to funding. Ning has developed expertise in Mid-Marketing financing (small, medium, large size loans transaction), CMBS, Conventional and Mezzanine Lending. She also has experience providing insurance services in Construction, Retail and Hotels.
Prior to joining INTECH, Ning worked at Toronto Hydro as a Risk Control Assistant. Her focus was on upgrading pole inspection systems through Visual Basic and Access; pole inspection system database administration; and assisting the Loss Control Supervisor in updating and organizing aspects of Safety Control.
Philip joined INTECH in August 2021 having relocated from Ireland to Austria to join the INTECH team.
As part of the Major Project Advisory team in Austria, Philip assists senior management with predominantly Power and Public-Private Partnerships clients. Operating a hand-holding approach to educating our clients about their risks and explaining the various risk management tools and insurance products available to address any exposures. From there, Philip customizes an approach to risk that best suits their specific needs and wishes using an intimate understanding of the insurance marketplace to obtain the most competitive pricing available on the placement of any insurance policies with the goal of presenting a cost-effective insurance program tailored to suit their unique risk appetite.
In an insurance career that has covered over thirty years, Philip has served as an insurance broker, underwriter, Country manager and business development manager for insurers such as Travelers, Ecclesiastical and HSB Engineering. Philip is also a past President of the Insurance Institute of Dublin and long-time serving management committee member of Insurance Institute of Ireland.
Sarah holds a B.A. Hons from the University of Toronto and a MBA from Norwich University. She is a a member of the Risk Management Consultants of Ontario (RMCO) and a member of the Risk and Insurance Management Society where she earned her Canadian Risk Management (CRM) designation, and a member of the Global Risk Management Institute. Sarah is fluent in English and German and is able to work in French. Sarah frequently speaks at a number of educational seminars & conferences for the Real Estate industry such as the Canadian Hotels Conference, First Nations Energy Conference, and seminars for several large banking, infrastructure, property owner and developer clients in North America and Europe. She is also a lecturer in Risk Management at the Technical University of Vienna’s Master’s Program for Real Estate Management.
Sarah joined INTECH in 2001 and has been involved in over 60 Public Private Partnership (PPP) projects including roads, bridges, tunnels, other civil works, hospitals &, schools, courthouses and other major publicly funded projects. Sarah manages INTECH’s Global P3 and Project Finance Practice. She also has extensive experience in energy projects including renewable energy. Sarah also works with clients in Mid-Market Loans (up to €100 million) and Large Loans (over €100 million); CMBS, Conventional and Mezzanine lending and European portfolio lending. She is active in Risk Management for Real Estate portfolios, Commercial Leases, Specialty Risks including Directors and Officers, Environmental Liability and Professional Liabilityand Political Risks. In 2005 Sarah transferred to Vienna, Austria to open INTECH’s European office to deal with the growing business out of the EU, and EEC.
Sarah began her career working for one of the world’s largest Insurance Brokers where she gained significant experience in Commercial Property and Casualty Insurance for multifamily residential and non-profit Real Estate. Sarah also has experience in designing, implementing and managing insurance programs for large property owners / property managers, with a focus on loss control, risk transfer and loss prevention.
Scott Badali, Senior Risk Analyst and Manager of the Risk and Insurance Services team, brings to INTECH a solid background in real estate and construction insurance.
Scott provides our Real Estate and Construction clients with insurance and risk management services. He is responsible for reviewing and analyzing insurance policies, proposals and quotes to identify discrepancies, provide explanations, recommendations and prepare reports on the findings.
Scott engages with insurance brokers on a daily basis with respect to the renewal process and ongoing account administration and assists with the development, analysis, and responses to Request For Proposals (“RFPs”).
Prior to joining INTECH, Scott worked at Aon Risk Solutions, where he started as a Process Analyst in Client Support Services, moving to Account Coordinator in the Real Estate division and then to the Construction Services group.
Scott is a licensed insurance broker under the Registered Insurance Brokers of Ontario (RIBO).
Stefan obtained his Ausbildung zun Versicherungsmakler (broker’s license) in Austria, his CRM from the University of Toronto and is a member of the Global Risk Management Institute, Inc. (GRMI). He is fluent in English and German, working with European countries such as Austria, France, Germany, Spain and the United Kingdom. Additionally, Stefan has several years working with North American clients in Canada and the United States.
Mr. Vospernik joined INTECH in 2007 and has experience dealing with financial loans and all types Real Estate transactions, including the construction and operating of office buildings, shopping centers/plazas, multi-family residential complexes and multi-use luxury developments. Stefan is a member of INTECH’s PPP/PFI team and has been involved in many PPP transactions, including hospitals, roads, bridges, tunnels and other Public Financing Projects. He is also an active member in the Risk Management for Real Estate portfolios, Commercial Leases and Specialty Risks.
Tim started his insurance career shortly after obtaining his Bachelor of Applied Science in Business Administration and Economics from the University of Kansas. Tim is a licensed broker in Austria and has held an active broking license in Hong Kong. He is a member of the local chamber of commerce (Wirschaftskammerösterreich) and is involved in several social networks in Vienna including founding the English Speaking Group in the Austrian Alpine Federation,
Tim joined INTECH in 2015, bringing with him over 20 years of commercial client management and broking experience in direct insurance and reinsurance. As part of the Lenders’ Insurance Services team, his role centers on relationship management, client service and business development for this division of INTECH. As a Director of Risk & Insurance Services, Tim focuses on providing INTECH’s wide range of services to clients outside of North America, including the review of contractual insurance requirements between entities involved the loan agreement process; facilitating communication between various stakeholders and suppliers of information; and management of the client facing team based in Austria.
Prior to joining INTECH, Tim was the Head of Co and Reinsurance at Zurich Insurance Company in Vienna. During his time at Zurich, he was responsible for the analysis and implementation of reinsurance treaty detachments as well as the administration and management of reinsurance and coinsurance contracts. He’s also worked as a Client Executive for Aon Jauch & Hübner, an Insurance Specialist at Greco International AG, and as a Client Executive for Marsh Austria GmbH. At Marsh, Tim held the position of Eastern European Coordinator, servicing a large petrochemical group based in the UK prior to relocating to Marsh Hong Kong. While in Hong Kong, he was responsible for retaining and expanding existing client relationships.
Tjaša joined the INTECH Europe team in January 2015 after completing a Bachelor of Arts degree in English from Graz University specializing in English Studies. She is fluent in Slovenian, German and English, with working knowledge in Spanish and Italian. Tjaša recently completed her CII Foundations exams at the Chartered Insurance Institute (CII) in the United Kingdom and is currently working towards her insurance broker license in Austria.
At INTECH, Tjaša is part of the Lenders’ Insurance Advisory team, assisting senior management with the administration of large accounts. Moreover, Tjaša supports senior consultants in the review and negotiation of contracts, including leases and construction agreements on behalf of Real Estate, Construction and P3 clients, including those in the energy and infrastructure sectors. Moreover, Tjaša is responsible for all project administration and coordination which involves meeting all deliverables required by INTECH’s clients.
Tyler Townsend, Managing Director and Head of Risk & Insurance Services, brings to INTECH a deep understanding of the insurance industry and insurance products.
As the Managing Director of Risk & Insurance Services, Tyler is responsible for managing the day-to-day requirements of Risk & Insurance Services clients. Tyler actively contributes in the identification and assessment of new outsourced risk management opportunities within the Real Estate and Construction industries.
Tyler’s deep understanding of the insurance market and insurance products, strong relationships with the insurance and real estate industry and commitment to customer service continues to impress INTECH clients, and will significantly contribute to the new business development strategies and growth targets of the department.
Prior to joining INTECH, Tyler worked at Aon Risk Solutions as an Account Executive within their Strategic Risk Advisory team. He was responsible for the day-to-day management of key Real Estate and Construction accounts while also responsible for identifying, developing and managing their Risk and Insurance solutions. Previous to this role, Tyler acted as both an Associate Account Executive and Account Coordinator within Aon’s Real Estate Practice.
Tyler has a Bachelor of Arts Degree from Carleton University, where he specialized in Business Law, is a Chartered Insurance Professional (CIP) and a Registered Insurance Broker of Ontario (RIBO).
Uma Thakur Das, Department Manager, Insurance Tracking, brings to INTECH a passionate understanding of Insurance & Reinsurance Operations on a global scale.
Uma’s international background in global insurance and reinsurance is an exceptional addition to our Lender Insurance Services team. She supports senior management in the provision of lender insurance advisory and due diligence services to commercial banking and commercial mortgage clients.
Uma is responsible for advising clients in the commercial banking and commercial mortgage industry; identifying, analyzing, and comprehending issues within their insurance, as well as making recommendations to solve those issues that arise. She also tracks insurance policies for multinational financial institutions in an accurate and timely manner.
Prior to joining INTECH, Uma worked in the UK as an Underwriting Assistant in a global insurance firm, where she was promoted to Assistant Manager of Underwriting Support.
Uma holds both a B.A. and an M.A. in Commerce from Himachal Pradesh University, Shimla, India. She is licensed by the Registered Insurance Brokers of Ontario and is currently working towards her CIP Designation.